Car Lease Bedfordhire

Car lease Bedford, Car Lease Luton, Car Lease Dunstable, Car lease Leighton Buzzard, Car Lease Biggleswade, Car Lease Sandy

Car Lease Berkshire

Car Lease Reading, Car Lease Bracknell, Car Lease Maidenhead, Car Lease Newbury, Car Lease Windsor, Car Lease Wokingham, Car Lease Abingdon

Car Lease Buckinghamshire

Car Lease Aylesbury, Car Lease Milton Keynes, Car Lease Slough, Car Lease Buckingham, Car Lease High Wycombe

Car Lease Cambridgeshire

Car lease Cambridge, Car Lease Wisbech, Car Lease Ely, Car Lease March, Car Lease Whittlesey, Car Lease Chatteris, Car Lease Linton

Car Lease Cheshire

Car Lease Chester, Car Lease Stockport, Car Lease Ellesmere Port, Car Lease Birkenhead, Car Lease Wallasey, Car Lease Runcorn, Car Lease Macclesfield, Car Lease Crewe

Car Lease Cornwall

Car Lease Bodmin, Car Lease Truro, Car Lease Camborne, Car Lease Redruth, Car Lease St Austell, Car Lease Falmouth, Car Lease Penzance, Car Lease Newquay

Car Lease Cumberland

Car Lease Carlisle, Car Lease Whitehaven, Car Lease Workington, Car Lease Penrith, Car Lease Keswick, Car Lease Brampton

Car Lease Derbyshire

Car Lease Derby, Car Lease Chesterfield, Car Lease Ilkeston, Car Lease Swadlincote, Car Lease Buxton, Car Lease Matlock, Car Lease Ashbourne

Car Lease Devon

Car Lease Exeter, Car Lease Plymouth, Car Lease Torquay, Car Lease Paignton, Car Lease Barnstaple, Car Lease Tiverton, Car Lease Newton Abbot, Car Lease Tavistock

Car Lease Dorset

Car Lease Dorchester, Car Lease Poole, Car Lease Weymouth, Car Lease Sherborne, Car Lease Wimborne Minster, Car Lease Shaftesbury

Car Lease Durham

Car Lease Sunderland, Car Lease Stockton On Tees, Car Lease Darlington, Car Lease Hartlepool, Car Lease Gateshead, Car Lease Washington

Car Lease Essex

Car lease Chelmsford, Car Lease Basildon, Car Lease Romford, Car Lease Southend, Car Lease Colchester, Car Lease Harlow, Car Lease Brentwood, Car Lease West Ham

Car Lease Goucestershire

Car Lease Gloucester, Car Lease Bristol, Car Lease Cheltenham, Car Lease Stroud, Car Lease Cirencester, Car Lease Tewkesbury

Car Lease Hampshire

Car Lease Winchester, Car Lease Southampton, Car Lease Portsmouth, Car Lease Bournemouth, Car Lease Basingstoke, Car Lease Newport

Car Lease Herefordshire

Car Lease Hereford, Car Lease Ross On Wye, Car Lease Leominster, Car Lease Ledbury, Car Lease Bromyard, Car Lease Kington

Car Lease Hertfordshire

Car lease Hertford, Car lease Watford, Car Lease St Albans, Car Lease Hemel Hempstead, Car Lease Stevenage, Car Lease Hatfield

Car Lease Huntingdonshire

Car Lease Huntingdon, Car Lease St Ives, Car Lease St Neots, Car Lease Ramsey, Car Lease Yaxley

Car Lease Kent

Car Lease Maidstone, Car Lease Canterbury, Car Lease Bromley, Car Lease Rochester, Car Lease Margate, Car Lease Folkestone, Car Lease Dover, Car Lease Greenwich

Car Lease Lancashire

Car Lease Lancaster, Car Lease Liverpool, Car Lease Manchester, Car Lease Preston, Car Lease Bolton, Car Lease Warrington, Car Lease Barrow In Furness

Car Lease Leicestershire

Car Lease Leicester, Car Lease Loughborough, Car Lease Hinckley, Car Lease Melton Mowbray, Car Lease Coalville, Car Lease Lutterworth

Car Lease Lincolnshire

Car Lease Lincoln, Car Lease Grimsby, Car Lease Scunthorpe, Car Lease Boston, Car Lease Grantham, Car Lease Stamford, Car Lease Skegness, Car Lease Louth

Car Lease Middlesex

Car Lease London, Car Lease Harrow, Car Lease Enfield, Car Lease Staines, Car Lease Ealing, Car Lease Potters Bar, Car Lease Westminster

Car Lease Norfolk

Car Lease Norwich, Car Lease Great Yarmouth, Car Lease Kings Lynn, Car Lease Dereham, Car Lease Cromer, Car Lease Hunstanton

Car Lease Northamptonshire

Car Lease Northampton, Car Lease Peterborough, Car Lease Corby, Car Lease Kettering, Car Lease Wellingborough

Car Lease Northumberland

Car Lease Alnwick, Car Lease Newcastle Upon Tyne, Car Lease Morpeth, Car Lease Hexham, Car Lease Berwick Upon Tweed

Car Lease Nottinghamshire

Car Lease Nottingham, Car Lease Mansfield, Car Lease Worksop, Car Lease Newark, Car Lease Retford, Car Lease Southwell

Car Lease Oxfordshire

Car Lease Oxford, Car Lease Banbury, Car Lease Witney, Car Lease Bicester, Car Lease Henley On Thames, Car Lease Carterton, Car Lease Thame

Car Lease Rutland

Car Lease Oakham, Car Lease Uppingham, Car Lease Cottesmore

Car Lease Shropshire

Car Lease Shrewsbury, Car Lease Telford, Car Lease Oswestry, Car Lease Bridgnorth, Car Lease Whitchurch, Car Lease Market Drayton, Car Lease Ludlow

Car Lease Somerset

Car Lease Taunton, Car Lease Bath, Car Lease Weston Super Mare, Car Lease Yeovil, Car Lease Bridgwater, Car Lease Wells, Car Lease Glastonbury

Car Lease Staffordshire

Car Lease Stafford, Car Lease Stoke On Trent, Car Lease Wolverhampton, Car Lease Walsall, Car Lease Cannock, Car Lease Lichfield

Car Lease Suffolk

Car Lease Ipswich, Car Lease Bury St Edmunds, Car Lease Lowestoft, Car Lease Felixstowe, Car Lease Sudbury, Car Lease Haverhill, Car Lease Bungay

Car Lease Surrey

Car Lease Guildford, Car Lease Croydon, Car Lease Woking, Car Lease Sutton, Car Lease Kingston On Thames, Car Lease Wandsworth, Car Lease Wimbledon, Car Lease Brixton

Car Lease Sussex

Car Lease Chichester, Car Lease Brighton, Car Lease Worthing, Car Lease Crawley, Car Lease Hastings, Car Lease Eastbourne, Car Lease Bognor Regis, Car Lease Horsham

Car Lease Warwickshire

Car Lease Warwick, Car Lease Birmingham, Car Lease Coventry, Car Lease Nuneaton, Car Lease Rugby, Car Lease Solihull, Car Lease Stratford Upon Avon

Car Lease Westmorland

Car Lease Appleby, Car Lease Kendal, Car Lease Windermere, Car Lease Ambleside, Car Lease Kirkby Lonsdale

Car Lease Wiltshire

Car Lease Trowbridge, Car Lease Salisbury, Car Lease Swindon, Car Lease Chippenham, Car Lease Devizes, Car Lease Marlborough, Car Lease Warminster

Car Lease Worcestershire

Car Lease Worcester, Car Lease Dudley, Car Lease Kidderminster, Car Lease Stourbridge, Car Lease Halesowen, Car Lease Malvern, Car Lease Evesham

Car Lease Yorkshire

Car Lease North Riding, Car Lease Northallerton, Car Lease Middlesborough, Car Lease Scarborough, Car Lease Whitby, Car Lease East Riding, Car Lease Beverley, Car Lease Hull, Car Lease Bridlington, Car Lease Driffield, Car Lease Hornsea, Car Lease Filey, Car Lease West Riding, Car Lease Wakefield, Car Lease Leeds, Car Lease Sheffield, Car Lease Bradford, Car Lease Halifax, Car Lease Harrogate, Car Lease York

Car Lease Wales

Car Lease Angelsey

Car Lease Beaumaris, Car Lease Holyhead, Car Lease Llangefni, Car Lease Amlwch, Car Lease Menai Bridge

Car Lease Brecknockshire

Car Lease Brecon, Car Lease Builth Wells, Car Lease Hay On Wye, Car Lease Talgarth, Car Lease Llanwrtwd Wells

Car Lease Caernarfonshire

Car Lease Caernarfon, Car Lease Bangor, Car Lease Llandudno, Car Lease Conwy, Car Lease Pwllheli, Car Lease Porthmadog

Car Lease Carmarthenshire

Car Lease Carmarthen, Car Lease Llanelli, Car Lease Ammanford, Car Lease Llandovery, Car Lease Kidwelly, Car Lease St. Clears

Car Lease Cardiganshire

Car Lease Cardigan, Car Lease Abertstwyth, Car Lease Lampeter, Car Lease New Quay, Car Lease Tregaron

Car Lease Denbighshire

Car Lease Denbigh, Car Lease Wrexham, Car Lease Ruthin, Car Lease Abergele, Car Lease Llangollen

Car Lease Flintshire

Car Lease Mold, Car Lease Flint, Car Lease Rhyl, Car Lease Prestatyn, Car Lease Connah's Quay, Car Lease Holywell, Car Lease Buckley, Car Lease St. Asaph

Car Lease Glamorgan

Car Lease Cardiff, Car Lease Swansea, Car Lease Merthyr Tydfil, Car Lease Barry, Car Lease Caerphilly, Car Lease Bridgend, Car Lease Neath, Car Lease Pontyrpidd

Car Lease Merioneth

Car Lease Dolgellau, Car Lease Bala, Car Lease Tywyn, Car Lease Blaenau Ffestiniog, Car Lease Barmouth, Car Lease Harlech

Car Lease Monmouthshire

Car Lease Monmouth, Car Lease Newport, Car Lease Blackwood, Car Lease Cwmbran, Car Lease Abergavenny, Car Lease Chepstow, Car Lease Tredegar

Car Lease Montgomeryshire

Car Lease Montgomery, Car Lease Newtown, Car Lease Welshpool, Car Lease Machynlleth, Car Lease Llanidloes

Car Lease Pembrokeshire

Car Lease Pembroke, Car Lease Milford Haven, Car Lease Haverfordwest, Car Lease Fishguard, Car Lease Tenby, Car Lease St. Davids

Car Lease Radnorshire

Car Lease Presteigne, Car Lease Llandrindod Wells, Car Lease Knighton, Car Lease Rhayader, Car Lease New Radnor

Additional Information

 

Many people buy their cars, either hire purchase or with cash. But there's also the option to lease a vehicle. This happens more with companies and businesses that offer company cars to employees. But car leasing is an attractive option for private individuals, since it requires no deposit - however, you will be asked to pay a fee generally equal to the first three months' rental.

 

Types Of Car & Van Lease

An operating lease, or contract hire, means that the car is hired for a fixed period (normall between 24-60 months), and a fixed rental is paid, based on the anticipated mileage to be used. It can come with or without a maintenance agreement. At the end of the lease the vehicle is returned to the finance company, which re-sells it. As much as 100% of the cost of rental can be offset against taxable profits and up to 100% of VAT on the leased car can be reclaimed, depending on the situation.

Under a finance lease, the leasee takes responsibility for selling the vehicle at the end of the lease period to settle a pre-agreed residual payment. A payment equivalent to the estimated future value is payable at the end of the contract. At the end of the contract period, the vehicle is sold and if the sale amount exceeds the residual payment, the lessee keeps the difference.

There's also lease purchase, under which the lessee owns the vehicle after all payments, including the option to purchase payment at the end, are made. Lease purchase is a cheaper monthly alternative to hire purchase, the traditional method of financing, and is written on a hire purchase agreement with the protections afforded by the Consumer Credit Act. A personal lease has a residual payment incorporated into the lease. If the lessee pays it, he owns the vehicle. Alternatively, it can simply be returned to the finance company.

 

Your Lease Responsibilities

When you lease a car, you're entering into a contract. That gives you certain responsibilities to take care of the lease car and return it in a certain condition - as with any contract you should read the small print. Different lease companies set different conditions, so sit down with your contract and read through it carefully.

You'll also need to have your car serviced at regular intervals at a franchised dealer or approved servicing agent, usually every 10,000 miles, or as specified by the manufacturer or leasing company. Unless you have a maintenance agreement on your lease, you'll need to arrange and pay for this yourself.

You'll be responsible for obtaining insurance on the car, and (depending on the type of lease) keeping up the road fund tax

 

Returning the Lease Car

You need to be very aware that the car must be returned in good condition, with an allowance for fair wear and tear. The finance company will have the vehicle inspected, and you'll be assessed a charge for excess wear and tear as shown under the guidelines of the BVRLA - British Vehicle Rental and Leasing Association. Charges are most often assessed for:

• rips, stains, burns and tears on seats.
• damaged or scratched paintwork.
• bodywork chips and dents.
• damaged wheels and trims.

About five weeks prior to returning the car; you should begin your preparations, fixing any damage, including cracked windscreens. Gather together all the keys and documentation that came with the car. If you've fitted any non-standard equipment (which should only be done with permission) it should be removed before returning the car.

 

 

Lease Problems

If there's damage or any other problem with your car which is due to a manufacturing or design fault, then this issue is between you and the dealership, and it's your responsibility to deal with any issue before you return the car to the lease company, and ideally at the point when you notice the fault. Manufacturing and design faults can include such things as corrosion and tarnishing of exterior trim and fittings, paint or coatings peeling or falling off.

In the event of a problem between you and the leasing company that can't be resolved, you can contact the BVRLA (if the company is a member) and fill out a complaint form on their web site. They'll write to both parties to resolve the complaint. If that doesn't work, they'll forward the relevant details to a conciliation committee. You'll hear a decision within 30 working days. Using their conciliation service doesn't preclude your right to take separate action